Insulation Inspection: Pass on First Try
The insulation inspection verifies your home meets energy code requirements.
This is where air sealing, insulation R-values, and thermal envelope integrity are checked. Pass this and you'll have a comfortable, energy-efficient home.
This inspection must happen after insulation is installed but BEFORE drywall. Once you drywall, the inspector can't verify insulation quality or air sealing.
When to Schedule
Timing: After insulation is installed but BEFORE interior wall covering (drywall)
Critical sequence:
- Rough-in inspections passed (electrical, plumbing, HVAC)
- All insulation installed in walls, ceilings, and floors
- Air sealing complete
- Vapor barriers installed where required
- NO drywall or interior finish installed yet
Notice required: 24-48 hours typically
My pro tip: This inspection often gets skipped or combined with final inspection in some jurisdictions. Ask your building department. If required as separate inspection, schedule it promptly after insulation is complete - don't delay.
Weather consideration: Interior inspection, so weather rarely delays it.
Special note: Some jurisdictions use blower door testing or thermal imaging. Ask beforehand what testing methods will be used.
What the Inspector Checks
Energy Code Compliance
Applicable code: IRC Chapter 11 (N1101-N1107) and local amendments
Climate zone: Your requirements depend on climate zone (check IRC Figure N1101.7 or ask building department)
Compliance path:
- Prescriptive (follow tables for R-values)
- Performance (energy modeling)
- Most owner-builders use prescriptive
Key concept: The thermal envelope must be continuous with minimal gaps or voids.
Insulation R-Values
Walls (IRC Table N1102.1.3):
- Climate zones 1-2: R-13 (or R-15 for 2x6)
- Climate zones 3-4: R-13 to R-20 depending on specific zone
- Climate zones 5-6: R-20 or R-13+5 (continuous insulation)
- Climate zones 7-8: R-21 or R-13+10
Ceilings/Attics (IRC Table N1102.1.3):
- Climate zones 1-2: R-30
- Climate zones 3-4: R-38 (some R-49)
- Climate zones 5-8: R-49
Floors over unconditioned space (IRC Table N1102.1.3):
- Climate zones 1-2: R-13
- Climate zones 3-4: R-19
- Climate zones 5-8: R-30
Basement walls (IRC Table N1102.1.3):
- Varies by climate zone: R-0 to R-15/19
Crawl space walls (IRC Table N1102.1.3):
- Varies by climate zone: R-0 to R-15/19
Foundation details:
- Can insulate walls OR floor above
- R-value requirements depend on which you choose
Insulation Installation Quality
Wall insulation:
- Completely fills cavities (no gaps or voids)
- Not compressed (reduces R-value)
- Splits made around electrical boxes and pipes
- Insulation behind electrical boxes
- Insulation behind pipes in exterior walls
- Proper friction fit (batts)
Ceiling/attic insulation:
- Achieves required R-value at all points
- Extends to exterior walls
- Baffles installed at eaves (maintain ventilation)
- No gaps at perimeter
- Proper depth maintained (not compressed)
- Recessed lights properly treated (IC-rated or clearance maintained)
Floor insulation (over crawl/basement):
- Completely fills joist bays
- Supported properly (wire, straps, or friction fit)
- No gaps or sags
- Vapor barrier facing correct direction
Basement/crawlspace insulation:
- Proper R-value achieved
- Extends to required depth/height
- Protected where required (below grade)
- Vapor barrier if required
Air Sealing (Critical!)
Concept: Air leakage wastes more energy than missing insulation. Inspector focuses heavily on this.
Key air sealing locations (IRC N1102.4.1):
- Penetrations through thermal envelope sealed
- Gaps around windows and doors sealed
- Bottom plates to subfloor sealed
- Top plates to drywall sealed (or continuous air barrier)
- Recessed lights sealed (IC-rated or proper clearance box)
- Electrical boxes on exterior walls (sealed or foam gaskets)
- Plumbing and electrical penetrations sealed
- HVAC register boots sealed to drywall
- Attic access sealed and insulated
- Knee wall access sealed
Air sealing materials:
- Foam sealant (gaps under 3")
- Backer rod and caulk
- House wrap or rigid foam (continuous air barrier)
- Gaskets (electrical boxes)
- Mastic (ductwork)
- Proper weatherstripping (access doors)
Blower door test (if required):
- Measures air leakage of entire house
- Maximum ACH50 (air changes per hour at 50 pascals): 3 or 5 depending on climate zone
- Some jurisdictions require, others don't
- Ask building department beforehand
Vapor Barriers and Retarders
Vapor retarder required (IRC N1102.5):
- Climate zones 5, 6, 7, 8, Marine 4
- Class I or II vapor retarder on interior (winter) side
- Examples: Poly sheeting, kraft facing on insulation, vapor retarder paint
Not required:
- Climate zones 1, 2, 3 (generally)
- May be prohibited in some hot/humid climates
Installation:
- Continuous (overlapped at seams)
- Sealed at penetrations
- Proper side of insulation (toward conditioned space in cold climates)
Common mistake: Installing vapor barrier in climate where it causes moisture problems. Check your climate zone requirements.
Windows and Doors
U-factor requirements (IRC Table N1102.1.3):
- Maximum U-factor varies by climate zone
- Climate zones 1-2: U-0.50 to U-0.65
- Climate zones 3-4: U-0.35 to U-0.40
- Climate zones 5-8: U-0.30 to U-0.32
Skylight U-factor:
- Typically 0.05 higher than vertical fenestration allowed
SHGC (Solar Heat Gain Coefficient):
- Requirements in some climate zones (cooling dominant)
Installation:
- Properly flashed and sealed
- Insulated around rough opening
- Air sealed at frame
Documentation: Be ready to show window labels proving U-factor compliance.
Duct Insulation
Ducts in unconditioned spaces (IRC N1103.3.3):
- Minimum R-8 insulation required
- R-6 for ducts buried in attic insulation
- All joints sealed with mastic or tape
Supply ducts:
- Insulated where in unconditioned space
- Sealed to prevent air leakage
Return ducts:
- Fully sealed
- Insulated in unconditioned spaces
Common issue: Ducts in vented attic or crawlspace not insulated.
Recessed Lighting
IC-rated fixtures:
- Insulation can touch these fixtures
- Must be labeled IC (Insulation Contact)
- Must be airtight rated for energy code (in some jurisdictions)
Non-IC fixtures:
- Require 3" clearance from insulation
- Require box around fixture to maintain clearance
- Box must be sealed
Better approach: Use IC-rated, airtight fixtures throughout.
Specific Details Checked
Rim joist/band joist:
- Insulated to required R-value
- Air sealed to sill plate and subfloor
Cantilevered floors:
- Insulated fully
- Air sealed at perimeter
- Vapor barrier if required
Dropped soffits and chases:
- Insulated if part of thermal envelope
- Air sealed
Kneewalls (attic):
- Insulated to wall R-value
- Air barrier on attic side
- Access door insulated and weatherstripped
Attic access:
- Insulated (R-value matching ceiling)
- Weatherstripped
- Latched (to compress weatherstripping)
Whole-house ventilation:
- May be required in tight homes
- Mechanical ventilation system
Before the Inspector Arrives
48 Hours Before Insulation Inspection
Self-Inspection Walk-Through - Complete Before Calling
Use flashlight: Shine from different angles to see gaps or voids you'd otherwise miss.
Use phone camera: Take photos from different angles - it's often easier to see issues in photos than with naked eye.
During the Inspection
Inspector's Typical Route
- Reviews documentation: Energy code compliance method, window U-factor labels
- Attic: Checks depth, coverage, baffles, air sealing
- Walls: Spot-checks for voids, compression, air sealing
- Floors/rim joists: Checks for gaps and proper installation
- Special details: Recessed lights, attic access, penetrations
- Thermal imaging (if used): Scans for air leakage and missing insulation
- Blower door test (if required): Tests overall air tightness
Timeline: Expect 30 minutes to 1.5 hours depending on house size and testing required.
Your role:
- Walk with inspector
- Answer questions about insulation types and R-values
- Provide window labels showing U-factors
- Take notes on any issues
- Don't argue - fix issues and move on
Bring:
- Flashlight
- Ruler (to show insulation depth)
- Window labels
- Notebook
Top 15 Failure Points
1. Insulation Voids and Gaps
Failure: Missing insulation in cavities, gaps around boxes, or incomplete coverage
Code requirement: IRC N1102.4.2 - Insulation shall provide continuous thermal barrier
Common locations:
- Around electrical boxes
- Around plumbing penetrations
- Behind pipes in exterior walls
- At top and bottom plates
- In corners
How to fix: Fill all voids with insulation, split batts around obstacles
Time to re-inspect: 1-3 days
Cost: $200-$600 (labor to add insulation)
Prevention: Take time to insulate completely, split batts around obstacles, use pieces to fill small gaps
Inspector tip: They use thermal imaging cameras - voids show up clearly as cold spots.
2. Compressed Insulation
Failure: Insulation compressed, reducing effective R-value
Code requirement: IRC N1102.4.2 - Must achieve rated R-value
How it happens:
- Forcing wrong thickness into cavity (R-19 in 2x4 wall)
- Compressing to fit behind pipes or wires
- Over-stuffing cavities
- Walking on attic insulation
How to fix: Remove and reinstall with proper thickness, don't compress
Time to re-inspect: 2-4 days
Cost: $300-$800 (labor to redo insulation)
Prevention: Use correct insulation thickness for cavity depth, don't compress to fit
3. Missing Air Sealing
Failure: Penetrations and gaps not sealed with foam or caulk
Code requirement: IRC N1102.4.1 - Thermal envelope shall be sealed
Critical locations often missed:
- Bottom plates to subfloor
- Top plates (behind drywall)
- Around window and door frames
- Electrical box penetrations
- Plumbing penetrations
- Wire penetrations
- HVAC register boots
- Rim joist to sill plate
How to fix: Seal all penetrations with appropriate material (foam, caulk, gaskets)
Time to re-inspect: 2-4 days
Cost: $300-$1,000 (labor and materials for extensive air sealing)
Prevention: Air seal as you go, don't wait until end, use foam for gaps, caulk for small cracks
This is critical: More important than insulation R-value in many ways.
4. No Baffles at Eaves
Failure: Missing ventilation baffles at attic eaves
Code requirement: IRC N1102.2.3 - Maintain ventilation while insulating
Why required:
- Maintains air flow from soffit vents
- Prevents insulation from blocking ventilation
- Prevents wind-washing of insulation
How to fix: Install baffles at each rafter bay
Time to re-inspect: 1-2 days
Cost: $150-$400 (baffles and labor)
Prevention: Install baffles before blowing or laying insulation
5. Recessed Lights Not Properly Treated
Failure: Non-IC lights in contact with insulation, or non-airtight lights without sealing
Code requirement: IRC N1102.4.4 - Recessed lights must be IC-rated airtight, or sealed box with clearance
Issues:
- Insulation touching non-IC fixture (fire hazard)
- IC fixture but not airtight (air leakage)
- Missing or improper clearance box for non-IC
How to fix: Replace with IC-rated airtight fixtures, or build proper clearance box
Time to re-inspect: 3-5 days (electrical work)
Cost: $300-$1,200 (replacing fixtures or building boxes)
Prevention: Use only IC-rated airtight recessed lights, or avoid recessed lights in insulated ceilings
6. Insufficient Attic Insulation Depth
Failure: Attic insulation doesn't meet required R-value
Code requirement: IRC Table N1102.1.3 (typically R-38 to R-49 depending on climate)
How to check:
- Measure depth with ruler
- R-30 blown fiberglass â 8-9"
- R-38 blown fiberglass â 10-11"
- R-49 blown fiberglass â 14-16"
- (Cellulose is denser, less depth needed)
How to fix: Add insulation to achieve required depth
Time to re-inspect: 1-3 days
Cost: $400-$1,500 (additional insulation and labor)
Prevention: Calculate required depth before installation, verify throughout attic, add more if marginal
7. Rim Joist Not Insulated
Failure: Rim joist (band joist) not insulated or air sealed
Code requirement: IRC N1102.4.2 - Must insulate to full wall R-value
Common issue: Often forgotten because framing covers it
How to fix: Insulate rim joist with spray foam or batt insulation, air seal to subfloor and sill plate
Time to re-inspect: 2-4 days
Cost: $400-$1,200 (accessing and insulating rim joist)
Prevention: Insulate rim joist before framing walls, or from exterior before sheathing
Pro tip: Spray foam works best for rim joist.
8. Wrong Vapor Barrier Installation
Failure: Vapor barrier on wrong side, or installed where not appropriate
Code requirement: IRC N1102.5 - Climate-dependent requirements
Common mistakes:
- Vapor barrier on both sides of wall (moisture trap)
- Vapor barrier on outside in cold climate
- Vapor barrier on inside in hot/humid climate
- Kraft facing on insulation facing wrong direction
How to fix: Remove incorrect vapor barrier, install correctly if required
Time to re-inspect: 3-7 days (can be extensive)
Cost: $500-$2,000 (removing and reinstalling)
Prevention: Know your climate zone requirements, understand vapor barrier theory, consult with building department
9. Windows Don't Meet U-Factor Requirements
Failure: Windows exceed maximum U-factor for climate zone
Code requirement: IRC Table N1102.1.3
Issue: Can't fix by adding insulation - windows are wrong
How to fix: Replace windows with code-compliant models
Time to re-inspect: 1-2 weeks (ordering and installing windows)
Cost: $3,000-$15,000+ (replacing all windows)
Prevention: Verify window U-factor BEFORE ordering, check against climate zone requirements, keep labels
This is expensive: Order correct windows from the start.
10. Attic Access Not Insulated or Sealed
Failure: Attic access hatch or stairs not insulated and weatherstripped
Code requirement: IRC N1102.2.4 - Access doors shall be insulated and sealed
Requirements:
- Insulated to at least R-value of surrounding ceiling
- Weatherstripped on all sides
- Latched or weighted to compress weatherstripping
How to fix: Add insulation to hatch, install weatherstripping, add latches
Time to re-inspect: 1-2 days
Cost: $100-$300 (materials and labor)
Prevention: Insulate and weatherstrip attic access before calling inspection
11. Kneewall Not Properly Insulated
Failure: Kneewall insulation missing, or no air barrier on attic side
Code requirement: IRC N1102.2.10 - Kneewalls must be insulated with air barrier
What's needed:
- Wall insulated to full wall R-value
- Rigid air barrier on attic side (drywall, foam board, etc.)
- Floor beyond kneewall insulated to ceiling R-value
- Access door insulated and sealed
How to fix: Insulate kneewall, install air barrier, insulate attic floor
Time to re-inspect: 3-5 days
Cost: $500-$1,500 (depends on extent)
Prevention: Plan kneewall insulation strategy, include air barrier, insulate attic floor beyond
12. Cantilevered Floor Not Insulated
Failure: Cantilevered floor section not insulated or air sealed
Code requirement: IRC N1102.2.7 - Cantilevered floors over exterior walls or unconditioned space shall be insulated
What's needed:
- Insulated to floor R-value
- Air sealed at perimeter
- Vapor barrier if required
How to fix: Access from below and insulate, or remove floor sheathing from above
Time to re-inspect: 3-5 days
Cost: $400-$1,200 (accessing and insulating)
Prevention: Insulate cantilevers from below before closing in, or from above before subfloor
13. Duct Insulation Insufficient
Failure: Ducts in unconditioned spaces not insulated to R-8
Code requirement: IRC N1103.3.3 - R-8 in unconditioned spaces
Common issues:
- Only R-6 insulation on ducts
- No insulation on some duct runs
- Insulation damaged or missing at joints
How to fix: Add insulation to achieve R-8, seal all joints
Time to re-inspect: 2-4 days
Cost: $400-$1,200 (adding duct insulation)
Prevention: Specify R-8 duct insulation in unconditioned spaces, verify installation
14. Blower Door Test Failure
Failure: House too leaky, exceeds maximum ACH50
Code requirement: IRC N1102.4.1.2 - Maximum 3 or 5 ACH50 depending on climate
Common leakage points:
- Unsealed penetrations
- Gaps at rim joist
- Leaky windows and doors
- Unsealed attic access
- Missing air sealing at plates
How to fix: Systematic air sealing of all penetrations and joints
Time to re-inspect: 3-7 days (extensive air sealing)
Cost: $500-$2,000 (labor and materials for air sealing)
Prevention: Air seal thoroughly during construction, test yourself with blower door before calling inspection
Consider: Hiring energy auditor to test before official inspection.
15. Garage Separation Not Sealed
Failure: Air barrier between garage and house not complete
Code requirement: IRC N1102.4.1 - Separate conditioned from unconditioned spaces
What's needed:
- Wall between garage and house fully insulated
- Air sealed at all penetrations
- Garage access door weatherstripped
- Fire-rated assembly maintained
How to fix: Air seal all penetrations, weatherstrip door, complete insulation
Time to re-inspect: 2-4 days
Cost: $300-$800 (air sealing and weatherstripping)
Prevention: Treat garage wall as exterior wall, air seal thoroughly
If You Fail
Stay Calm
Insulation inspection failures are usually easy to fix - just adding more insulation or air sealing.
Get Specific Details
Ask inspector:
- Where specifically are voids or gaps?
- Which R-values are insufficient?
- Which air sealing locations need attention?
- Can they mark problem areas?
Request infrared images if thermal camera was used - shows exactly where problems are.
Common Fixes and Timeline
| Issue | Fix | Cost | Timeline | |-------|-----|------|----------| | Insulation voids | Fill gaps | $200-600 | 1-3 days | | Insufficient depth | Add insulation | $400-1,500 | 1-3 days | | Missing air sealing | Foam/caulk penetrations | $300-1,000 | 2-4 days | | No baffles | Install baffles | $150-400 | 1-2 days | | Rim joist not insulated | Insulate rim joist | $400-1,200 | 2-4 days | | Attic access not sealed | Insulate and weatherstrip | $100-300 | 1-2 days | | Wrong windows | Replace windows | $3,000-15,000+ | 1-2 weeks |
Re-Inspection Process
- Fix all noted issues
- Do another self-inspection
- Take photos of corrections
- Call for re-inspection
- Be present to show corrections
Re-inspection timing: Usually 2-3 days
Cost of Delay
Each week insulation inspection is delayed:
- Drywall crew delayed: $500-$1,500 (rescheduling fee or lost time)
- Construction loan interest: $100-$200
- Cascade delays: All finish work pushed back
One week delay = $800-$2,000
However: Better to delay and do it right than rush and fail.
Special Considerations
Spray Foam Insulation
Advantages:
- Excellent air sealing
- High R-value per inch
- Fills irregular cavities
Inspector focus:
- Proper thickness for R-value
- Coverage at all areas
- No voids or gaps
- Fire protection if required
Cost: 2-3x batts but includes air sealing.
Blown-In Insulation
Attic:
- Verify proper depth throughout
- Use depth markers
- Don't compress
- Cover entire area
Wall:
- Dense-pack application
- Verify density (no settling)
- Complete fill of all cavities
Rigid Foam Board
Exterior continuous insulation:
- Proper R-value
- Continuous layer
- Sealed at seams
- Properly attached
**Basement/crawlspace