Getting House Plans: Design Your Dream Home
Overview
- Typical Duration: 4-16 weeks
- DIY Difficulty: ★★★☆☆ (3/5 - Some technical knowledge required)
- Typical Cost: $800-$15,000+ (depending on approach)
- When to DIY: Stock plan selection, minor modifications
- When to Hire: Structural design, engineered plans, major custom work
Your house plans are the blueprint for everything. Good plans make construction easier, pass inspections faster, and result in a better house. Bad plans cause delays, cost overruns, and inspection failures.
When This Step Happens
- Must be complete first: Land secured, budget defined, basic design ideas
- Can happen in parallel: Financing approval, zoning research
- What comes after: Permit application, final construction budget, construction start
Options for Getting Plans
1. Stock Plans (Best for Most Owner-Builders)
What they are:
- Pre-designed plans available for purchase
- Multiple styles and sizes
- Ready to build (with local modifications)
- Include all necessary views and details
Advantages:
- Much cheaper ($800-$3,000 vs $8,000-$15,000 custom)
- Immediate availability (download same day)
- Already proven buildable
- Often include material lists
- Can see exactly what you're getting
Disadvantages:
- Limited to existing designs
- May not fit your lot perfectly
- Might need modifications
- Not unique to you
- May require local engineer stamp
Best for:
- Rectangular, relatively level lots
- Standard construction methods
- Moderate budgets
- Faster timeline to construction
- Those who like an existing design
Where to buy:
- ArchitecturalDesigns.com
- FamilyHomePlans.com
- HousePlans.com
- Drummond House Plans
- Local plan services
What to look for:
- Complete construction drawings (not just floor plans)
- Multiple views (floor plans, elevations, sections, details)
- Foundation plan
- Electrical plan
- Material list (if included)
- Modification services available
2. Modified Stock Plans
What they are:
- Start with stock plan
- Hire designer/drafter to make changes
- Customize to your needs and lot
- Get engineered for local requirements
Advantages:
- Less expensive than full custom ($3,000-$7,000 total)
- Faster than custom design
- Get most of what you want
- Proven base design
Disadvantages:
- Some limitations based on original design
- Structural changes can get expensive
- May need multiple rounds of changes
- Still need local engineering
Best for:
- Like a stock plan but need changes
- Unique lot conditions
- Specific must-haves not in stock plans
- Budget-conscious but want customization
Common modifications:
- Flipping the plan (mirror image for lot orientation)
- Changing exterior materials/style
- Moving interior walls (non-structural)
- Adding/removing garage
- Adjusting ceiling heights
- Changing roof pitch
3. Full Custom Design
What they are:
- Hire architect or designer
- Start from scratch
- Completely custom to your needs
- Unique design
Advantages:
- Exactly what you want
- Designed specifically for your lot
- Optimized for your lifestyle
- Unique home
Disadvantages:
- Expensive ($8,000-$25,000+)
- Time-consuming (8-16 weeks)
- May go over budget easily
- Requires many decisions
Best for:
- Difficult lots (steep, irregular, unique)
- Very specific requirements
- Higher budgets
- Desire for unique design
- Time to dedicate to process
4. DIY with Professional Review
What it is:
- Design basic layout yourself (sketches, room sizes)
- Hire drafter to create construction drawings
- Have engineer review and stamp
- Make modifications as needed
Advantages:
- Less expensive ($2,000-$5,000)
- Full control over design
- Learn a lot in the process
- Get exactly what you envision
Disadvantages:
- Time-consuming
- Steep learning curve
- May miss important details
- Possible code violations if not reviewed properly
Best for:
- Those with some design/drafting experience
- Simple rectangular designs
- Very tight budgets
- Desire for hands-on involvement
Software options:
- SketchUp (free, 3D modeling)
- Chief Architect (professional, expensive)
- Sweet Home 3D (free, basic)
- Floorplanner (online, affordable)
What Must Be Included in Plans
Minimum Requirements for Permits
1. Site Plan
- Property boundaries
- Setbacks from property lines
- House location on lot
- Driveway and walkways
- Septic system location (if applicable)
- Well location (if applicable)
- Utilities
- Grading and drainage
2. Foundation Plan
- Footing details and dimensions
- Foundation wall heights and thickness
- Anchor bolt locations
- Waterproofing details
- Drainage system
- Structural details
- Soil bearing capacity requirements
3. Floor Plans (All Levels)
- Room dimensions and labels
- Window and door locations and sizes
- Wall construction (interior and exterior)
- Stair details
- Built-in elements
- Plumbing fixtures
- Electrical symbols (outlets, switches, fixtures)
4. Elevations (All Four Sides)
- Exterior appearance
- Roof pitch and materials
- Window and door styles
- Siding materials and trim
- Foundation exposure
- Grade levels
5. Building Sections
- Wall construction details
- Roof construction
- Floor construction
- Insulation locations and R-values
- Ceiling heights
- Foundation to roof details
6. Structural Details
- Beam and header sizes
- Joist spans and sizes
- Rafter or truss specifications
- Column and post locations
- Lateral bracing details
- Connection details
7. Electrical Plan
- Service panel location and size
- Circuit layout
- Outlet locations (including GFCI/AFCI)
- Switch locations
- Light fixture locations
- Dedicated circuits
- Smoke detector locations
8. Mechanical Plan (Sometimes Required)
- HVAC system type and size
- Ductwork layout
- Thermostat locations
- Ventilation requirements
- Equipment locations
9. Plumbing Plan (Sometimes Required)
- Fixture locations
- Water heater location
- Main water line entry
- Sewer or septic connection
- Vent stack locations
10. Energy Compliance
- Insulation R-values
- Window U-values
- HVAC efficiency ratings
- Air sealing details
- Energy calculations (if required)
The Plan Development Process
Step 1: Define Your Needs (Week 1-2)
Create detailed requirements:
- [ ] Number of bedrooms and bathrooms
- [ ] Square footage range
- [ ] Must-have features (garage, basement, porch)
- [ ] Style preferences (ranch, two-story, traditional, modern)
- [ ] Budget for construction
- [ ] Lot characteristics (size, slope, views)
Consider lifestyle:
- How do you actually live day-to-day?
- Do you entertain? How many people?
- Home office needed?
- Accessibility requirements?
- Future needs (aging in place, growing family)?
Step 2: Research and Inspiration (Week 2-4)
Gather ideas:
- [ ] Browse stock plan websites
- [ ] Create Pinterest boards
- [ ] Tour model homes and open houses
- [ ] Note what you like in friends' homes
- [ ] Consider what you dislike about current home
Refine requirements:
- Narrow style preferences
- Define must-haves vs nice-to-haves
- Establish realistic square footage
- Consider construction complexity vs budget
Step 3: Select Approach and Begin Design (Week 4-8)
If buying stock plans:
- [ ] Search stock plan sites
- [ ] Filter by budget, size, style
- [ ] Read reviews and builder feedback
- [ ] Verify modifications available
- [ ] Check what's included (material list, CAD files)
- [ ] Purchase plan
If hiring designer/architect:
- [ ] Interview 3-5 professionals
- [ ] Review portfolios
- [ ] Get detailed quotes
- [ ] Discuss timeline
- [ ] Check references
- [ ] Sign contract
Step 4: Plan Review and Modifications (Week 6-12)
Review for:
- [ ] Meets all must-haves
- [ ] Fits lot (setbacks, orientation)
- [ ] Within budget to build
- [ ] No wasted space
- [ ] Good traffic flow
- [ ] Adequate storage
- [ ] Proper room sizes
- [ ] Window placement for light and views
Common issues to fix:
- Doors that hit each other
- Insufficient closet space
- Poor kitchen work triangle
- Wasted hallway space
- Rooms too small or too large
- Inadequate natural light
Step 5: Engineering and Stamps (Week 10-16)
Get required engineering:
- [ ] Structural engineer review
- [ ] Foundation design (if not included)
- [ ] Truss design (by truss company)
- [ ] Beam and header sizing
- [ ] Local engineer stamp (if required)
Check local requirements:
- Some jurisdictions require engineer stamp
- Some accept out-of-state plans
- Some require specific details or calculations
- Call building department to verify
Step 6: Final Plan Set (Week 12-16)
Ensure complete set includes:
- [ ] All required sheets (site, foundation, floor, electrical, etc.)
- [ ] Notes and specifications
- [ ] Detail callouts
- [ ] Material specifications
- [ ] Engineer stamps (if required)
- [ ] Multiple copies for permit application
Common Mistakes
1. Choosing Plans Before Buying Land
Problem: Plans don't fit the lot (setbacks, slope, orientation) Solution: Secure land first, choose plans to fit the lot
2. Not Checking Permit Requirements
Problem: Plans missing required information for your jurisdiction Solution: Call building department before purchasing plans
3. Buying Floor Plans Only
Problem: "Floor plans" are not construction drawings Solution: Verify you're buying complete construction set
4. Over-Designing for Budget
Problem: Plans for dream house that costs $100k more than budget Solution: Verify build cost estimate matches budget before finalizing
5. Ignoring Lot Orientation
Problem: House faces wrong direction (no natural light, bad views) Solution: Consider sun orientation, views, privacy, wind
6. Copying Plans from Photos
Problem: Incomplete plans, missing structural details, code violations Solution: Use photos for inspiration, buy actual construction plans
7. Too Many Custom Features
Problem: Custom everything = expensive and complicated Solution: Use standard sizes (doors, windows, cabinets) where possible
Optimizing Plans for Owner-Builder Success
Design for Easier Construction
Simpler is better:
- Rectangular footprint (easier than L-shape or complex)
- Simple roof lines (fewer valleys and hips)
- Standard ceiling heights (8' main, 9' optional)
- Standard window and door sizes
- Minimal cantilevers and overhangs
Reduce costs without sacrificing quality:
- Smaller square footage, better finishes
- Combine spaces (open concept)
- Standard rather than custom elements
- Simpler roof design
- Basic foundation (slab or crawl vs full basement)
Design for Future Expansion
Build infrastructure now, finish later:
- Rough-in for future bathroom
- Run electrical for future addition
- Stub plumbing for future kitchen
- Plan garage or attic for conversion
- Design to easily add on
Budget for Plans
Typical costs:
| Approach | Cost Range | Timeline |
|---|---|---|
| Stock plans | $800-$3,000 | Immediate |
| Stock + modifications | $3,000-$7,000 | 2-6 weeks |
| Full custom design | $8,000-$25,000+ | 8-16 weeks |
| DIY + professional review | $2,000-$5,000 | 4-8 weeks |
Additional costs:
- Local engineer stamp: $500-$2,000
- Structural engineering: $1,000-$3,000
- Plan modifications: $500-$2,000
- Additional copies: $50-$200
- CAD files: $200-$500 (if not included)
Budget 1-3% of total construction cost for plans
Quality Checkpoints
Before finalizing plans:
Design Review:
- [ ] All must-haves included
- [ ] Fits lot with required setbacks
- [ ] Meets zoning requirements (height, coverage)
- [ ] Within budget to build
- [ ] Good room flow and functionality
- [ ] Adequate storage and closets
Technical Review:
- [ ] All required sheets included
- [ ] Structural details complete
- [ ] Foundation appropriate for site
- [ ] Electrical plan meets code
- [ ] Energy compliance shown
- [ ] Notes and specifications clear
Permit Readiness:
- [ ] Meets local code requirements
- [ ] Engineer stamps obtained (if required)
- [ ] Site plan accurate
- [ ] Multiple copies available
- [ ] All modifications documented
What Comes Next
After plans are finalized:
- Submit for building permit
- Get final cost estimates from contractors
- Create detailed construction budget
- Order long-lead items (windows, trusses)
Typical gap between final plans and permit approval: 2-8 weeks
Related Resources
Ready to budget your project? Use your plans with our detailed budgeting guide.
Need to submit for permits? Our permitting guide walks you through the application process.